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Health
Health insurance minimizes the risk of financial loss due to illness and injuries. High quality individual health insurance plans can be purchased to meet short- and long-term needs. |
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Medicare Supplement
Medicare Supplement policies cover costs not paid by Medicare, such as co-pays and deductibles for doctor visits and hospitalization. Plans offer comprehensive coverage so you can see any doctor and there are usually few if any out-of-pocket expenses. Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Premiums are often low and $0 premium plans are available in many areas. |
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Long-Term Care
Long-Term Care insurance provides coverage for many services used by people who have disabilities or chronic (long-lasting) illnesses. Both tax-qualified and non-qualified plans as well as a special stand alone home health care plan are available. |
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Life Insurance
Life Insurance can be an important part of your estate plan. Final expense, Term life and Whole life insurance policies are available to help plan for the future. |
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Annuity Products
Annuities help you plan for a long life by providing for an income upon retirement. Annuities are the opposite of life insurance providing a monthly income during your life time. |
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Dental Insurance
Dental Insurance is an important complement to any health insurance plan. We offer simple and flexible dental plans available to individuals from 18 years old and beyond. |
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Disability
If a worker becomes disabled as a result of an accident or injury on the job, or from some other debilitating illness, disability insurance can pay all or some of a worker’s salary while they are recovering. |
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You can purchase insurance directly through each individual insurance company. These same plans can be subsidized through Covered California.
Your income determines if you qualify.
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